François Lessard, BBA, FCSI^®, CIM^®

Excellence Accreditation

Excellence accreditation attests that the investment advisor's services meet the highest standards of quality in order to offer you an unparalleled experience in meeting your financial needs. This distinction is awarded exclusively to Desjardins Securities investment advisors who participate in a continuous development and improvement program.

Mission

To offer a full range of wealth management services

Our goal is to provide you with simple and effective investment solutions. We believe in a disciplined work ethic and outstanding client service, and wealth management is the core of what we do.

We care about providing expert advisory services and building strong client relationships.

We promise you a single point of contact with access to our full range of wealth management expertise. You’re in good hands with our team of experts, who always have your best interests at heart.

Investment Philosophy

Our guiding principles:

• Our investment philosophy is simple, effective and focused on your needs.
• We design our portfolios around risk-free investments as opposed to benchmark returns.
• We believe the best way to optimize a portfolio’s risk/return profile is through strategic asset allocation, not stock picking, not stock selection.

What sets us apart

Our goal is to protect and grow your money by limiting the risks associated with market fluctuations. That’s why we favour an asset allocation approach over stock picking.

We aim to outperform the risk-free rate and earn you a risk-adjusted return based on your investor profile (5-year GIC + %).*

*An investment objective is not a guarantee of performance.

Values

We share your values

Judgment
We take a careful and disciplined approach to diversifying your assets.

Honesty and integrity 
Two core values that are as important in life as they are in investing. We also believe that when it comes to communication, transparency is key.

Simplicity
We believe you should understand what you’re investing in.

Care
To help you achieve your goals, we need to understand your needs. So talk to us. We’re listening.

Service Offer

When it comes to your money, we leave nothing to chance

 Scheduled meetings for consistent follow-up

 Regular wealth management meetings on:

• Portfolio management and market monitoring
• Retirement planning
• Tax planning
• Estate planning, insurance and annuities*
• Business services
• Complementary financial services solutions

* Some services may be provided by Desjardins Securities Financial Services Inc., Desjardins Financial Security, a caisse or an external professional working with your investment advisor.

 Multiple ways to stay in touch:

• Meetings
• Emails and calls
• Seminars on finance and economics
• Letters