As everyone knows, good accounts make good friends. That's why we offer you many types of accounts. Whatever your dreams and your financial objectives, they will help you achieve them.

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According to your needs, our wealth managers will help you choose the account or accounts that will enable you to actively manage your portfolio and optimize your saving capacity.

Cash Account

This brokerage account, in which you must have or deposit a certain amount of money to cover the cost of your purchases, enables you to buy or sell securities.

Margin Account

With this type of account, you can buy or sell securities on credit. You pay only the difference between the market value of the security and the amount lent to you by Desjardins Securities, which will then charge you interest on the loan.

Short Margin Account

This margin account enables you to sell short, in other words, to sell securities that you do not own. In such case, Desjardins Securities will borrow the securities.

Options Margin Account

This margin account allows you to buy or sell options. An option is a contract that gives you the right or the obligation to buy or sell a given quantity of an underlying asset at a specific price on or before a certain date.

There are four different types of option transactions to choose from:

  • Buying puts and calls
  • Selling covered options
  • Spread trading
  • Selling uncovered options

Registered Accounts

These are cash accounts that are opened under one of the programs provided in the Income Tax Act.

To learn more about our accounts, contact one of our wealth managers.

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