Audrey Dufour, BBA, F. Pl

Wealth Manager

T 450-777-8656

Languages: French, English

Biography

Bachelor's degree in Business Administration
Certificate in financial planning
Canadian Securities course and Wealth Management Essentials course

With more than 24 years of experience in financial services, Audrey started her career in 1997 as a financial planner and credit advisor. She joined Desjardins Group in 2003 and worked at Caisse populaire Desjardins de Farnham and Caisse Desjardins de Marieville–Rougemont. Audrey uses her expertise and extensive experience to support clients in all areas of financial planning, including investment, retirement, taxation and estate planning.

Areas of expertise

Advisory services for individuals and business owners
Development of highly personalized integrated service offers

Morin-Dufour-Denicourt Team

Excellence Accreditation

Excellence accreditation attests that the wealth manager's practice meets the highest standards of quality in order to offer you an unparalleled experience in meeting your financial needs. This distinction is awarded exclusively to Desjardins Securities wealth managers who participate in a continuous development and improvement program.

The advisors on our team have backgrounds and expertise in the complementary fields of accounting, financial planning and portfolio management.

We each have more than 20 years of experience in the financial sector, and we’re ready to provide the support you need through the different stages of your life.

“Coming together is a beginning; keeping together is progress;

working together is success”

— Henry Ford

Mission

We will help you reach your financial goals by guiding you through every stage of your life, and by using a sound and rigorous wealth management strategy.

Investment Philosophy

Our investment philosophy is based on a long-term vision. We exercise good judgment and extreme care when it comes to your portfolio composition. Managing your assets requires discipline and thoroughness, and we know that each dollar invested is valuable—that’s why preserving your capital remains our priority.

What sets us apart

We’re available and attentive to your needs and concerns so that we can respond to your inquiries and meet your wealth management needs.

We’re a team of investment advisors that can help you in every way we can and for many years to come.

Values

Honesty

All solid business relationships are built on trust. That’s why honesty is a priority in all of our communications with you.

Transparency

We always give you the real picture. Transparency means communicating effectively with you.

Thoroughness

Excellence is the key word when it comes to managing your assets. That’s why discipline and consistency are mandatory in our practices.

Availability

Our role is to ensure that you fully understand what we do and our recommendations. We also make sure that all your wealth management needs are met.

Service Offer

After reviewing your financial needs and goals, your assets will be managed using a comprehensive and evolving financial plan. The plan will include information related to retirement planning, business and asset transfers, tax and estate planning, tax optimization, and review of insurance coverage^{Footnote 1}.

We’re committed to closely monitoring your portfolio and financial situation. We will help you grow, preserve and transfer your wealth.

Notes

Provided by Desjardins Securities Financial Services Inc., the caisse network or an external professional.

Biographies of my colleagues

Dominic Morin, CPA

Wealth Manager

T 450-777-8612

Languages: French

Linkedin
- Member of the CPA and CGA orders
- Bachelor’s degree in Business Administration (accounting option) from the University of Sherbrooke
- Canadian Securities course and Wealth Management Essentials course
Before joining Desjardins Securities in 2001, Dominic worked at an accounting firm and also as a financial analyst at the Centre d’aide aux entreprises in Granby.

With his academic background and vast experience in accounting, Dominic provides comprehensive wealth management support to all of his clients.

Areas of expertise
- Accounting
- Extensive experience helping individuals and business owners analyze their needs and develop service offers
Full details
Philippe Denicourt, BBA, CIM^®

Portfolio Manager, Wealth Manager

T 450-777-8019

Languages: French
- Bachelor’s degree in Business Administration (finance option) from the University of Sherbrooke
- Canadian Securities course and Wealth Management Essentials course
- Investment Manager course
Philippe began his career with Desjardins Group in 2004 and joined Desjardins Securities in 2010. His academic training and wide-ranging experience in portfolio management give him a clear, critical view of the capital markets. Philippe is an excellent communicator who can explain complex ideas in simple terms. He provides clients with valuable advice and guides them toward sound portfolio management.

Areas of expertise
- Investment management and strategies based on changing market conditions
- Comprehensive assessment of each client’s financial situation
Full details
Anne Bédard,

Wealth Manager

T 450-777-8018

Languages: French, English
- Completed the Canadian Securities Course; the Conduct and Practices Handbook Course; and the Derivatives Fundamentals and Options Licensing Course
- Completed the Branch Managers Course
Anne Bédard stands out thanks to her investment philosophy and her vast and diverse expertise. She started her career in the securities industry in 1997, and has made a name for herself through her commitment and has received the title of Advisor Emeritus twice. With her experience, Anne is a choice advisor to meet the investment needs of doctors, lawyers and business people.

Anne works diligently with her clients to ensure they make the right decisions based on facts, not emotions.

Areas of expertice
- Solid experience in management and branch operations
Full details
Ginette Langevin,

Wealth Management Associate

T 450-777-8627

Languages: French
- Canadian Securities Course and Conduct and Practices Handbook Course
Ginette Langevin has been working at Desjardins for more than 30 years. Her extensive experience allows her to collaborate effectively and provide administrative and customer service support to the team’s advisors.

Ginette is an excellent team player and a good listener who is fully committed to serving our clients.

Areas of expertise
- Rigorous monitoring
- Ability to get things done efficiently
Julie Paquette,

Wealth Management Associate

T 450-777-1287

Languages: French
- Canadian Securities course and Conduct and Practices Handbook course
With more than 20 years of experience at Desjardins Securities, Julie Paquette provides valuable support to the entire Morin-Dufour-Denicourt Team. She also provides efficient, friendly service to our clients.

Areas of expertise
- Extensive knowledge of transaction and follow-up tools
- Rigorous application of procedures
Chantal Vaudry,

Wealth Management Associate

T 450-777-8816

Languages: French
- Canadian Securities course and Conduct and Practices Handbook course
Chantal has worked in finance at Desjardins for over 28 years. She earned her Attestation of College Studies in financial services in 1996.

Chantal joined the Morin-Dufour-Denicourt Team in October 2018. With her strong work ethic and dedication to providing expert customer service, she’s a great fit for the team.

Areas of expertise
- Exceptional customer service
- Efficiency and rigorous follow-up
Stéphanie Archambault, BBA

Wealth Management Assistant

T 450-777-8004 ext. 5122013

Languages: French

Stéphanie joined the Morin-Dufour-Denicourt team in February 2022, contributing her support and expertise to further strengthen a well-established team.

She sees to the day to day management of administrative services, making sure that you always have a pleasant experience.

She's been a part of Desjardins Group since 2019, where she worked as a teller and reception agent at the Caisse de Granby–Haute-Yamaska.