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David Charbonneau, CIM®

Investment Advisor

T 450-671-7920

Languages: French, English

Biography

  • HEC Montréal diploma in international trade and financial management
  • Nearly 10 years’ experience in the finance and banking sectors
  • Key responsibilities: investment strategies, stock and product selection and business development

DCF Team

We are a six-member team offering our services primarily in the Montreal and Montérégie areas. What sets us apart are our skills and our diversified and complementary experience, with a clear focus.

We manage more than $300 million in assets for professionals, businesspeople, farmers, management companies and individual retirees.

Although our approach is based on our values, expertise and philosophy, it remains flexible, with an emphasis on our clients’ personal goals.

Mission

We aim to provide our clients with full peace of mind regarding management of their wealth. To achieve this, we strive each day to fulfil their long-term financial goals, to remain transparent and to provide fast, precise service.

Investment Philosophy

At all times, our team seeks to diversify your capital and minimize risk. We do not engage in speculation.

We attach great importance to a portfolio’s structure and its diversification. Good asset allocation is a decisive factor in performance, as many studies show. We take account of the tax rules governing financial products to minimize the tax impact.

We believe a stock portfolio’s performance depends largely on the quality of the corporate securities it contains. We therefore favour solid companies with obvious competitive advantages, strong earnings and above-average long-term growth.

What sets us apart

We offer our clients a level of expertise matching the best in the industry as well as a flexible approach, aiming always for a balance between performance, low volatility, fee reduction and tax optimization.

Values

  • Serving you as we would like to be served;
  • Acting with transparency;
  • Showing the greatest intellectual rigour;
  • Remaining proactive in serving you and in seeking the best solutions;
  • Despite our expertise, we believe in keeping investment choices simple.

Service Offer

  • Asset and risk management
  • Tax optimization of retirement income
  • Retirement preparation
  • Company cash and currency management
  • Financial, tax or estate1 planning

If required by your file, we collaborate with the specialists you have selected (accountants, tax specialists, legal advisors and others), or we mandate specialists from Desjardins.

We offer compensation plans to fit your needs and reduce costs, based on a formula of traditional commissions and/or asset-based fees.

  1. Through Desjardins Securities Financial Services or the Caisse network. Return to footnote 1 referrer

Biographies of my colleagues

  • Charles Doucet,

    Investment Advisor

    T 450-377-5565

    Languages: French, English

    Linkedin

    • Bachelor’s degree in finance and certificate in economics from Concordia University
    • Nearly 10 years’ experience in securities trading
    • Key responsibilities: investment strategies, stock and product selection and business development
  • Didier Filion, M. Sc., CFA

    Portfolio Manager, Investment Advisor

    T 450-671-3133

    Languages: French, English

    Linkedin

    • Master’s degree in finance from HEC Montréal and designation as a Chartered Financial Analyst
    • Nearly 10 years’ experience in the finance, investment and investor relations fields
    • Key responsibilities: fundamental and economic analysis, stock selection, and investment products and strategies
  • Julie Jetté,

    Associate Advisor

    T 450-377-4212

    Languages: French, English

    • Diploma in business administration
    • More than 20 years’ experience in securities trading
    • Key responsibilities: investment strategies, administrative follow-up and execution of trades
  • Rachel Pepin,

    Associate Advisor

    T 450-671-3730

    Languages: French, English

    • Certificate in financial planning from the Université du Québec à Montréal and college diploma in administration
    • More than 10 years’ experience in financial consulting
    • Key responsibilities: administrative follow-up and execution of trades
  • Lucie Lemieux,

    Advisor Assistant

    T 450-377-8536

    Languages: French

    • More than 20 years’ experience in customer service
    • Administrative management

Locations

Desjardins Securities at Brossard

Quartier DIX30 - Le Square
9120, boul. Leduc, bureau 205
Brossard (Québec) J4Y 0L3

450-671-6788 Toll-free : 1-888-883-4588Fax : 450-671-6280

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Desjardins Securities at Valleyfield

825, boulevard Monseigneur-Langlois
150 Suite
Salaberry-de-Valleyfield (Québec) J6S 1B8

450-377-3595 Toll-free : 1-800-925-3053Fax : 450-377-3188

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