Jean-François Girard, CFA

Portfolio Manager, Senior Wealth Manager

T 418-693-1234 ext. 5072003

Linkedin Profil

Languages: French, English

Biography

Jean-François has over 20 years of experience in portfolio management and finance. He co-founded Groupe Girard Lacroix – Portfolio Managers. In 2005, he developed the business model we still use today.
He’s a born entrepreneur and market expert, and he’s responsible for investment strategy, trading and business development.

Groupe Girard Lacroix - Portfolio Managers

Excellence Accreditation

Excellence accreditation attests that the investment advisor's practice meets the highest standards of quality in order to offer you an unparalleled experience in meeting your financial needs. This distinction is awarded exclusively to Desjardins Securities investment advisors who participate in a continuous development and improvement program.

Discretionary asset management and wealth management service. Our clientele consists primarily of business executives, professionals, religious communities, associations and foundations.

Mission

We are committed to making life simpler for our clients through wealth management that is up to their expectations and that meets their needs perfectly. We promise them top-quality guidance and unmatched service.

Investment Philosophy

Consistency and rigour. Discipline rather than emotion. Our strategies rely on reason. This is why we apply them with rigour and determination, without deviating from our course. Consistency and rigour define us. Our stock selection is based primarily on tangible historical results. Quantitative management is based on systematic and objective processing of financial information. For this purpose, we have developed decision-assisting tools developed from proven mathematical modelling.

What sets us apart

Values

Rigour, teamwork and respect.

Service Offer

Guidance process in wealth management
Meetings with advisors
Personalized performance reports
Quarterly bulletin written by our portfolio management committee
Notices of changes to portfolios
Annual tax conciliation for corporate accounts
Tax-optimized investment structure

Biographies of my colleagues

Pierre Lacroix, CFA

Portfolio Manager, Senior Wealth Manager

T 418-693-1234 ext. 5072022

Languages: French, English

Linkedin
- Pierre has been with Desjardins since 1998. He joined Groupe Girard Lacroix in 2014 as a partner and portfolio manager.
- He was previously Assistant Chief of Research and an analyst specializing in infrastructure and diversified industries at Desjardins Securities.
- In our team, he’s in charge of investment strategy, trading and business development.
Full details
Martin Bérubé, BBA, CIM^®

Wealth Manager

T 418-693-0207 ext. 5072007

Languages: French, English

Linkedin
- Martin joined the team in 2009 and became a partner in 2017. He has more than 20 years of experience in the financial services industry.
- He helps optimize clients’ financial strategies and ensures that all our clients are getting quality service. He’s also responsible for business development.
- Moreover, Martin helps create investment strategies and make trading decisions.
Full details
David Desjardins, CAIA, CFA

Portfolio Manager, Investment Advisor

T 418-693-1234 ext. 5072089

Languages: French, English
- Before joining Groupe Girard Lacroix in 2022, David spent five years as an analyst in several Toronto hedge funds.
- As part of the team, David participates in discussions about financial markets and the economy.
Valérie Tremblay, BBA, F. Pl

Associate Wealth Management Advisor

T 418-693-1234 ext. 5072013

Languages: French
- After 4 years as an advisor in the Desjardins caisse network, Valérie joined Desjardins Securities in 2010.
- She holds a BBA and a certification in financial planning. She puts together financial and tax strategies to help clients reach their financial goals.
Mélanie Gobeil, BBA, F. Pl

Associate Wealth Management Advisor

T 418-693-1234 ext. 5072055

Languages: French
- Mélanie has been in financial services since 2001 and joined our team in 2017.
- She holds a BBA and a certification in financial planning. She specializes in helping our clients optimize their financial and tax strategies.
Gaëtan Lavoie, BBA, F. Pl

Associate Wealth Management Advisor

T 418-693-1234 ext. 5072027

Languages: French
- Gaëtan holds a BBA and a certification in financial planning. He’s been with Desjardins since 1989 and Desjardins Securities since 2012.
- In his role as an associate advisor in the Lac-Saint-Jean region, his commitment to first-rate customer service shines through.
Émilie Tremblay, M. Sc.

Associate Wealth Management Advisor

T 418-693-1234 ext. 5072030

Languages: French
- Émilie joined Groupe Girard Lacroix in May 2016.
- She holds a master’s degree in administration with a specialization in finance from Université de Sherbrooke. Her role is to help young professionals and the next generation of investors develop their financial and tax strategies.
Sébastien Gervais, BBA, F. Pl

Associate Wealth Management Advisor

T 418-693-1234 ext. 5072014

Languages: French
- Sébastien has been working in financial services since 2005 and joined Desjardins Securities in 2020.
- A graduate in business administration and a financial planner, he implements financial and fiscal strategies according to the personalized priorities of our clients.
Nicolas Harvey-Girard, BBA

Assistant Wealth Management Advisor

T 418-693-1234 ext. 5072012

Languages: French, English
- Nicolas joined Groupe Girard Lacroix in April 2016.
- He holds a BBA and has a passion for the stock market. As a member of our team, he collaborates with portfolio managers and contributes to trading activities. He also follows up with our clients by responding to specific requests.
Jordan Girard,

Assistant Wealth Management Advisor

T 418-693-1234 ext. 5072058

Languages: French
- Jordan has been with Groupe Girard Lacroix since 2021
- Is currently studying at Université du Québec à Chicoutimi
- Helps our advisors with various support tasks
- Is positive and attentive, and provides proactive and comprehensive services
Jérémie Gagnon, BBA

Assistant Wealth Management Advisor

T 418-693-1234 ext. 5072024

Languages: French, English
- After four years as an advisor in the Desjardins caisse network, Jérémie joined Desjardins Securities in 2022.
- He holds a bachelor's degree in business administration and is preparing to write the CFA level III exam. He is passionate about finance and loves working with clients. Cheerful and attentive, he always put his clients' interests first.
Mélissa Harvey,

Wealth Management Associate

T 418-693-1234 ext. 5072019

Languages: French
- Mélissa has been with Desjardins Securities since 2011—the longest of anyone on the admin team.
- She provides administrative support to the team's investment advisors, our clients and their accountants. Mélissa also ensures that administrative standards and procedures are followed.
Sophie Tremblay,

Wealth Management Associate

T 418-693-1234 ext. 5072011

Languages: French
- Sophie has been with Desjardins Securities since 2007 and joined Groupe Girard Lacroix in 2016.
- She offers first-rate administrative support to our advisors, clients and external accountants, and is our go-to for all matters relating to legal account documents.
Caroline Godbout,

Wealth Management Associate

T 418-693-1234 ext. 5072056

Languages: French
- Having worked at Desjardins Securities since 2016, Caroline joined Groupe Girard Lacroix in 2019.
- She is currently completing her bachelor's degree in business administration at Université du Québec à Chicoutimi and she wants to perfect her knowledge in order offer the best service to our clientele.
- Always cheery and enthusiastic, she enjoys listening to clients and supporting advisors in their tasks.
Sabrina Potvin, BBA

Wealth Management Associate

T 418-693-1234 ext. 5072049

Languages: French
- Sabrina holds a bachelor's degree in business administration with a concentration in human resources management from the Université du Québec à Chicoutimi.
- She has been with Desjardins since 2011, and joined Groupe Girard Lacroix in 2021.
- Sabrina provides administrative support to advisors and is in charge of account openings. She is detail-oriented and ensures that our clients get outstanding customer service.
Anaïs Girard,

Agent

T 418-693-1234 ext. 5072009

Languages: French
Marilyn Tremblay,

Wealth Management Assistant

T 418-693-1234 ext. 5072008

Languages: French
- Marilyn has been with the Desjardins Group since 2009 and joined the Girard Lacroix Group in 2021.
- Caring, Marilyn is a key person for our customers. A good listener and diligent, she offers outstanding customer service. She is also responsible for managing the advisors' agendas.
Joanie Lacasse,

Wealth Management Assistant

T 418-693-1234 ext. 5072010

Languages: French
- Joanie joined Groupe Girard Lacroix in search of new challenges in 2022.
- She has been with Desjardins Group since 2017 and has had the opportunity to learn about many aspects of the caisse network, in terms of both customer service and operations. Drawing on her skills, she accompanies our clients cheerfully and efficiently.
Bianka Pilote-Thivierge,

Wealth Management Assistant

T 418-693-1234 ext. 5072081

Languages: French
- Bianka has been with Desjardins since 2018, and joined Groupe Girard Lacroix in 2022.
- She's a dynamic professional with an effervescent personality who always gives her best to helping our clients.
- Bianka manages advisors' schedules, including appointments and meeting prep, and is responsible for a variety of administrative duties.