Marc-André Ricard, B.A., F. Pl

Wealth Manager

T 819-693-2003

Linkedin Profil

Languages: French, English


Mr. Ricard holds a bachelor's degree in industrial relations from Laval University and the title of financial planner. He has more than ten years of experience in finance. At Desjardins Securities since 2023, he previously worked as a financial planner for a major Canadian bank.

Bergeron Tessier Team

Proud to serve you

Our highly qualified wealth managers actively manage your investments so you can achieve the goals that matter most to you.


Our mission is to be your go-to resource to help you manage your wealth and become more financially empowered so you can achieve your goals throughout your life.

Investment Philosophy

Building well diversified individual portfolios that seek to maximize yield for the established risk level through active management.

What sets us apart

We keep you front and centre. We're a trusted team that's fully committed to building closer relationships with our clients. Your financial goals and plans for the future inspire and motivate us to go above and beyond each day to help you achieve your goals.


Putting our clients' interests first. Simplifying what seems complex. Integrity, transparency and rigour.

Service Offer

Our investment advisory services

We offer personalized support and services to meet your wealth management needs. We work together with our specialists or yours to make sure we cover every aspect of your financial life.

What we offer

Comprehensive wealth management services

The team uses a personalized approach by implementing a strategy that meets your specific needs, whether it's insurance, financial planning, portfolio management or tax optimization.

Biographies of my colleagues

  • Patrick Bergeron, MBA, CIM®

    Wealth Manager

    T 819-693-4441

    Languages: French, English


    Mr. Bergeron has more than 20 years of experience in the financial field. After completing an MBA in finance at Laval University, he worked in life and health insurance, business financing, equity trading and as an investment advisor. He is also a Certified Investment Manager.


  • Guillaume Tessier, M. Sc., BBA, F. Pl

    Wealth Manager

    T 819-693-5954

    Languages: French, English


    Holder of a master's degree in finance from Sherbrooke University and the title of financial planner, Mr. Tessier has more than 10 years of experience in finance. At Desjardins Securities since 2015, he previously worked in life and health insurance and as a financial planner.

  • Caroline Hubert,

    Wealth Management Associate

    T 819-693-7147 ext. 5052009

    Languages: French

    Professional and dynamic, Ms. Hubert has been with Desjardins since 2002. She supports investment advisors in their administrative duties with rigor and thoroughness. She is also recognized by clients for her empathic approach and efficiency.

  • Caroline Rivard,

    Wealth Management Associate

    T 819-693-3750 ext. 5052024

    Languages: French, English

    I've been working at Desjardins for more than 10 years. I'm in charge of following up with our clients and managing operations. I provide personalized, professional support to our clients.

  • Alain Saint-Jacques, M. Sc.

    Business Transfer Coach

    Languages: French, English

    Collaborator | Desjardins Securities Inc.

    Alain has more than 15 years of experience supporting entrepreneurs. He has helped establish dozens of cooperatives in different regions across Quebec and used his expertise to serve more than 500 entrepreneurs in the process of transferring their business.

    He works with all types of transfers—family, internal, external and collective—relating to businesses of all sizes and in a wide range of business sectors.

    He's known for his analytical skills and his ability to synthesize, and he is passionate about business development and the work of entrepreneurs. A relationship of trust is at the heart of all of his projects.

  • Hany Malek, BBA, F. Pl

    Financial Planner

    Languages: French, English

    Collaborator | Desjardins Trust Inc.

    Hany Malek has a master's degree in management from the Institut Supérieur Européen de Gestion in Strasbourg (2003) and has graduated from the Institut québecois de planification financière (IQPF). He's been working in the financial industry for 20 years, including nearly 18 years as a financial planner in wealth management. He uses a rigorous and high-quality approach to help clients reach their financial goals.

  • Équipe de notaires,

    Languages: French, English

    Collaborators | Desjardins Wealth Management


    Anne-Marie Fournier is a financial planner and notary. She currently serves as a senior estate planning advisor at Desjardins Wealth Management.



    Geneviève Forest is a notary and serves as a senior estate planning advisor at Desjardins Wealth Management.



    Geneviève D'Amours, who has been a notary since 2009, serves as a senior estate planning advisor at Desjardins Wealth Management.



    Amandine Bourillon has completed studies in notarial law in both France and Quebec and is a senior estate planning advisor at Desjardins Wealth Management.



    André Auclair is a notary and serves as a senior estate planning advisor at Desjardins Wealth Management.



    Catherine Beauchamp is a notary and is currently a team leader and senior estate planning advisor at Desjardins Wealth Management.

  • Réal Dubuc,

    Financial Security Advisor

    Languages: French

    Collaborators | Desjardins Securities Financial services inc.

    Réal joined the Desjardins Insurance team in 2003. He specializes in life and health insurance for Desjardins's mass-affluent members. Thanks to his personalized approach, he's made his mark more than 15 times as one of Quebec's top-performing financial security advisors. A businessman at heart, Réal understands the reality of entrepreneurs in the commercial, real estate and agricultural sectors. He's also a manager in sales and clients service, and he's firmly focused on reaching his clients' goals.

  • Équipe de conseillers principaux en fiscalité,

    Languages: French, English

    Collaborators | Wealth Management

    Jérôme Dostie-Bourgault

    A lawyer by trade for over 10 years, Jérôme specialized in international taxation with a global professional services firm. He quickly turned his attention to individuals facing challenges abroad—particularly in the United States—whether in business or not.

    Mathieu Pelletier

    Mathieu has a master's degree in taxation and has been working as a tax specialist since 2016 after many years as a financial planner at Desjardins. As a tax specialist, Mathieu has helped business owners with every aspect of their business journey, from the earliest stages to the end of their career, including the sale or transfer of their business.

    Stéphane Thibault

    Stéphane is a chartered professional accountant with a master's degree in tax law. Over the last 15 years, he's gained solid expertise in Canadian and Quebec taxation. He developed in-depth knowledge of tax rules for individuals and businesses, as well as investment, savings and retirement vehicles.


Desjardins Securities at Trois-Rivières

1500, Royale Street
Suite 450
Trois-Rivières (Québec) G9A 6E6

819-693-3750 Toll-free : 1-888-316-3750Fax : 819-693-2666

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