Janick Tremblay, BBA, F. Pl

Investment Advisor

T 418-693-0207 ext. 5072005

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Languages: French, English


Ms. Tremblay has 17 years’ experience in financial services. She joined the Mouvement Desjardins in 1997, more specifically in the business field. She has developed extensive knowledge of businesspeople’s specific needs as regards to both credit and specialized savings.

On the team, she is in charge of business development and relations with customers and community partners, financial planning1 with a specialty in heads of businesses (company transfers and maximization of cash from operations for operating companies), and in the organization and continuous improvement of service delivery processes. 

  1. Through Desjardins Securities Financial Services or the Caisse network. Return to footnote 1 referrer

Groupe TLS

Groupe TLS


Building a long-term relationship based on respect, trust and professionalism to provide you with outstanding wealth management and structured guidance to fit your financial position.

Investment Philosophy

Whether you are at the stage of building wealth, consolidating it, converting it to income or transferring ownership, we can help you make the right decisions.

We have developed an action plan to:

  • Diversify your capital to keep your portfolio’s volatility at the most acceptable level possible, based on your investor profile.
  • Generate income to ensure that you can benefit now from the yield on your portfolio and that it can be available to meet your cash or reinvestment needs (avoiding decapitalization of your portfolio due to disbursement).

What sets us apart

Our client promise 

First-rate financial service and a team of dedicated experts to offer you a value-added experience with complete management of your financial affairs in keeping with your expectations.

Our partnership with our clients

Our team members have extensive experience and complementarity that will make us an objective ally with regard to your investment decisions.

In addition, we have a solid partnership with the Mouvement Desjardins, Canada’s biggest financial cooperative. With $212 billion in assets under management1, this financial institution has the ability to provide you with all the products and services required to meet your wealth management needs.





Service Offer

In our view, working with you means building a solid partnership. We therefore advocate:

  • A disciplined approach: To generate income that will enable you to benefit now from the yield on your portfolio and to have part of it available to meet your cash or reinvestment needs (to avoid decapitalization of your portfolio due to disbursement). 
  • An optimal tax situation: To ensure close collaboration with the other specialists you are dealing with (tax specialists, accountants, lawyers, Caisse account managers or financial planners), we aim to provide added value in instituting a coordinated strategy. For example: an Individual Pension Plan (IPP), a disbursement strategy based on the guaranteed income supplement, cash withdrawal on margin, payment of capital income, corporate class funds, etc.
  • Wealth management to fit your needs: Our priority is to have a clear understanding your overall financial position and requirements, including, for example, children’s studies, estate planningFootnote 2, life insuranceFootnote 2, creditFootnote 2, banking servicesFootnote 2, retirement savings, etc.
  1. As of December 31, 2013.. Return to footnote 1 referrer
  2. Through Desjardins Securities Financial Services or the Caisse network. Return to footnote 2 referrer

Biographies of my colleagues

  • Martin Tremblay, BBA, F. Pl

    Investment Advisor

    T 418-693-0207 ext. 5072029

    Languages: French


    Martin has over 20 years of financial services experience with Desjardins, where he has been a financial planner, an asset management manager and a wealth management manager. He joined the Desjardins Securities team in 2014, and is known for his tax and investment planning expertise with individuals and business owners.

    Responsible for business development, relations with clients and local partners and continuous improvement in service delivery; very involved in the business community.

  • Richard Lavoie,

    Investment Advisor

    T 418-480-2760 ext. 5072026

    Languages: French

    Mr. Lavoie has completed the Canadian Securities Course and was the owner of a retail businesses before joining Desjardins Securities. He seeks an affluent local clientele consisting in particular of businesspeople.

  • Jean-Daniel Menier,

    Associate Advisor

    T 418-693-0207 ext. 5072020

    Languages: French

    Mr. Menier holds a certificate in accounting and has experience as a trader. He supports team members in follow-ups with clients.

  • Cindy Lalancette, F. Pl

    Investment Advisor

    T 418-693-0207 ext. 5072006

    Languages: French


    Cindy Lalancette has certificates in business administration and financial planning from the Université du Québec. She’s also a member of the Institut québécois de planification financière and has been working in the finance industry for over 20 years.

    On our team, her responsibilities include financial planning, business development, and client and industry relations.

  • Pierre Sasseville, BBA, CIM®, F. Pl

    Investment Advisor

    T 1-418-679-9993

    Languages: French


Desjardins Securities at Chicoutimi

1700, boul. Talbot
Suite 201
Chicoutimi (Québec) G7H 7Z4

418-693-0207 Toll-free : 1-800-232-0207Fax : 418-693-0152

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