Martin Tremblay, BBA, F. Pl

Investment Advisor

T 418-693-0207 ext. 5072029

Linkedin Profil

Languages: French


Martin boasts over 20 years’ experience in financial services with Desjardins Group. In December 2014, he joined Group TL as an investment advisor and financial planner. His duties include business and client relations development. He’s known for his financial planning expertise and keen ability to develop comprehensive wealth management strategies for his clients.

Martin is an active and committed team member. He holds a bachelor’s degree in business administration with a specialization in finance and is a member of the Institut québécois de planification financière. He truly invests himself in getting to know his clients so that he can better guide them to the strategies, products and services that suit their needs.

TL Group

Group TL is a regional team of experts offering personalized portfolio management and wealth management services. We take a holistic approach to meeting the full range of our clients’ financial needs. Specifically, our team is made up of financial planners, all members of the Institut québécois de la planification financière, and seasoned portfolio managers who are also chartered investment managers. We take the time to fully understand our clients’ goals so we can meet and manage their expectations based on their priorities. Above all, we work to ensure that their investments align with the needs and realities of their financial plan.

We’re there for our clients at all stages of theirs lives, so we can be ready to help them through any challenges and changes that arise. The backbone of our service offering is the trusting relationships we build and the availability we have for our clients.



As empathetic, accessible and professional partners, we want to build trusting and respectful relationships with our clients. We’ll tailor our approach to your financial situation to offer you and your family a holistic approach to wealth and portfolio management.

Investment Philosophy

Our investment philosophy is based on a process that starts with your investor profile, which reflects the risk you’re willing to accept relative to the expected return. This helps us match your profile with the right investment approach.


Here’s what our investment approach boils down to:

  1. Global economic analysis (quantitative and qualitative)
  2. Asset selection and allocation by sector and geography
  3. Conviction-based positions, targets and investment strategies
  4. A decision-making matrix combining fundamental, quantitative and technical analysis for selecting investments
  5. Tracking and adjusting targets and repositioning as needed

What sets us apart

We’ll guide you through all the stages of your financial life. We’re here to grow with you based on your needs, priorities and goals.

  1. Wealth accumulation: Savings, financing, children’s education, insurance needs, marital and legal status
  2. Wealth protection: Portfolio management, savings strategies (RRSP, RESP, TFSA, holding company), retirement planning, insurance strategies (personal, wealth generation, disability), tax optimization, will and estate planning
  3. Wealth transfer: Optimizing retirement income and disbursement, wealth transfer and estate settlement, planned giving and philanthropy


Integrity: We strive to work in your interest and that of your family at all times.

Transparency: We use simple terms to explain our financial planning strategies and our investment decisions. We also use a fee-based compensation structure.

Consideration: We work with our clients by listening to them and being attuned to their priorities to best meet their needs.

Performance: We provide high-quality services by taking the time to find the best possible options for all the financial spheres of your life.

Service Offer

A comprehensive range of wealth management services tailored to your needs. We offer personalized coaching with regular meetings to cover all aspects of your life, now and for the future:

  • Budget management, investment management, debt management, retirement planning, tax planning, accumulation strategies, decumulation strategies, wills and estate planning, philanthropy, education planning for children or grandchildren, insurance planning, and marital status and legal planning.


We also put a strong focus on personalized advice. We work with a multidisciplinary team of Desjardins Wealth Management tax experts and legal advisors who can guide your decisions and work closely with the professionals you already trust.

Biographies of my colleagues

  • Janick Tremblay, BBA, F. Pl

    Portfolio Manager, Investment Advisor

    T 418-693-0207 ext. 5072005

    Languages: French, English


    Janick has 24 years’ experience in financial services. She joined Desjardins in 1997, starting out in the business services sector. She has since accrued in-depth knowledge of the specific needs of business owners, both in terms of credit and specialized savings.

    Janick is a member of the Institut québécois de planification financière and co-manager of Group TL’s private management portfolio. She sits on the investment committee, is involved in investment operations and handles customer service. She’s a dedicated and active member of her community, which she gives back to by volunteering on boards of directors and fundraisers.


  • Pierre-Luc Laberge, BBA, CIM®, F. Pl

    Portfolio Manager, Investment Advisor, Financial Planner

    T 418-693-0207 ext. 5072062

    Languages: French

    Pierre-Luc has over 15 years’ experience in financial services. He joined Group TL in 2018 as a portfolio manager and financial planner. He previously worked in similar positions with a major securities firm for over 7 years. He gained in-depth knowledge of business valuation, tactical asset allocation and economic analysis. Working with a clientele of professionals, he learned how to target their specific needs and built expertise in developing personalized financial plans and income and savings strategies.

    He is a chartered investment manager, a member of the Institut québécois de planification financière and co-manager of Group TL’s private management portfolio. He is also responsible for developing and implementing financial plans for clients. Passionate and driven, he helps develop Group TL’s strategies and plays a major role in human resources management.


  • Richard Lavoie,

    Investment Advisor

    T 418-480-2760 ext. 5072026

    Languages: French

    Prior to completing the CSI’s Canadian Securities Course and joining the Desjardins Securities team, Richard was a business owner in the retail sector. Now he works mainly with clients from the local business community. He’s been working in the securities industry for several years and has gotten to know Alma and its surrounding area extensively.

  • Yan Perreault,

    Investment Advisor

    T 418-480-2760

    Languages: French, English

    Yan joined Desjardins Wealth Management in 2017 and has held several positions within the organization.

    Yan is an active listener who really gets to know his clients so he can recommend investment solutions that meet their specific needs. His professionalism and dedication to his clients are second to none!


  • Paul Claveau, BBA

    Advisor Assistant

    T 418-693-0207 ext. 5072072

    Languages: French

    Paul joined Group TL in 2020. He has a solid grasp of stock markets and is passionate about business and technical analysis.

    He holds a bachelor’s degree in business administration with a specialization in finance. He’s also studying to become an investment advisor.

  • Josée Simard,

    Advisor Assistant

    T 418-693-0207

    Languages: French, English

    Josée joined Groupe TL in April 2019 with over 20 years’ experience in finance, administration and customer service. 

    Her professionalism, commitment and ability to take quick, decisive action are tremendous assets to our team and our clients. Josée's work includes handling administrative tasks for the team and following up on files and documents after client meetings.

  • Marie-Hélène Baron,


    Languages: French

    With over 16 years of experience in customer service, Marie-Hélène is the bridge between advisors and clients. She is responsible for opening accounts, ensuring file compliance and administrative follow-up. She also ensures that the quality of services received by our clients is optimal.

  • Frédérique Baron St-Pierre,


    T 418-693-0207

    Languages: French

    Frédérique has over 10 years of experience in customer service. Her responsibilities within our team include scheduling appointments and preparing meetings. She also supports the team members in various administrative tasks.

    In close contact with all of our clients, she demonstrates professionalism and distinguishes herself by her respect, empathy, listening skills and great understanding.


Desjardins Securities at Chicoutimi

1700, boul. Talbot
Suite 201
Chicoutimi (Québec) G7H 7Z4

418-693-0207 Toll-free : 1-800-232-0207Fax : 418-693-0152

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