Jean-François Girard, M. Sc., BBA, CFA, F. Pl
Wealth Manager
T 418-650-6350 ext. 5028895
Languages: French, English
Biography
Jean-François is passionate about investing and financial planning. He has a Bachelor of Business Administration and a Master of Science in Business Administration from Université Laval. He also holds the financial planner designation awarded by the Institut québécois de la planification financière and the Chartered Financial Analyst (CFA) designation, one of the most prestigious international professional designations in the field of finance.
Since 2018, his passion for education has also prompted him to share his knowledge of finance through his role as a lecturer at Université Laval's Faculty of Business Administration.
A top-level cycling athlete, he is well aware that the keys to long-term success lie in rigour and patience.
Mission
To guide you in the management of your wealth at every stage of your life to help you achieve your goals, based on a clear and simple approach.
Investment Philosophy
My curiosity and adaptability led me to this type of career. There is no pre-established perfect strategy. Very few recommendations are applicable to all, because each person is unique. It is my duty to tailor my service delivery to your situation.
For portfolio management, I use a top-down approach for asset allocation and a bottom-up approach for security selection, while respecting your risk tolerance.
Patience is a virtue!
What sets us apart
You decide!
Your priorities are my priorities. I will adapt my advice and my services accordingly.
I can offer you comprehensive and personalized wealth management, with a focus on investments and other related services. I work with seasoned specialists[1] who are committed to meeting all your financial needs, whether in estate, financial or tax planning, business transfers, insurance, philanthropy, financing or banking services.
My priority is to meet all your financial needs.
[1] Through Desjardins Securities Financial Services, the caisse network or external professionals.
Values
These values set the foundation for my practice, which is dedicated to helping you achieve your financial and personal goals:
- COMMITMENT: To meet your needs while offering quality service and availability that exceed your expectations.
- SIMPLICITY: To ensure that my methods, my approach and my solutions simplify your life.
- TRANSPARENCY: To build a relationship based on mutual trust so that I may serve your best interests.
- RIGOUR: To take the responsibilities entrust by you very seriously. Each of your requests is handled rigorously, objectively and diligently.
Service Offer
A comprehensive wealth management service offering
You enjoy a tailor-made offer and a personalized service delivery that meets your wealth management needs as they arise: investments, financial planning, specialized services, banking, insurance and financing.[1] I make sure that all the financial aspects of your life are covered to your full satisfaction.
Types of accounts and range of products: there's something for everyone
- Chequing account
- Margin account
- Margin-short account
- Registered account (RRSP, LIRA, TFSA, RESP, RRIF, LIF)
Broad range of investment products
- Canadian, U.S. and international equities
- Government, municipal and corporate bonds and debentures and strip coupons.
- Guaranteed investment certificates
- Mutual funds, exchange-traded funds (ETFs) and index funds
- Private equity, alternative investments, structured products, etc.
[1] Through Desjardins Securities Financial Services, the caisse network or external professionals.
Biographies of my colleagues
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Alain Chevalier, MBA, F. Pl
Business Transfer Coach
Languages: French, English
Collaborator | Desjardins Securities Inc.
Alain Chevalier has over 45 years of experience in the banking industry. He has held different positions within companies involved in financial planning and advisory services.
By drawing on a coaching approach, he has been able to give a human dimension to his financial planning knowledge, and he has supported more than 1,000 business owners reflect on and carry out their plans to transfer or sell their business. Positioning himself as a coach, he works to ensure that all parties involved can collaborate to achieve a common goal.
-
Audréanne Leblanc,
Financial Planner
Languages: French
Collaborator | Desjardins Trust Inc.
Audréanne Leblanc has a bachelor's degree in financial services from Université Laval and a master's degree in tax law from HEC Montréal. She has 10 years of experience in the financial industry. Before joining Desjardins as a financial planner, she worked as a tax advisor in an accounting firm in addition to working with various institutions that operate in the fields of financial planning and taxation.
-
Équipe de notaires,
Languages: French, English
Collaborators | Desjardins Wealth Management
GENEVIÈVE FOREST
Geneviève Forest is a notary and serves as a senior estate planning advisor at Desjardins Wealth Management.
GENEVIÈVE D’AMOURS
Geneviève D'Amours, who has been a notary since 2009, serves as a senior estate planning advisor at Desjardins Wealth Management.
AMANDINE BOURILLON, D.S.N.
Amandine Bourillon has completed studies in notarial law in both France and Quebec and is a senior estate planning advisor at Desjardins Wealth Management.
ANDRÉ AUCLAIR
André Auclair is a notary and serves as a senior estate planning advisor at Desjardins Wealth Management.
CATHERINE BEAUCHAMP
Catherine Beauchamp is a notary and is currently a team leader and senior estate planning advisor at Desjardins Wealth Management.
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Jeffrey Morrow,
Financial Security Advisor
Languages: French
Collaborators | Desjardins Securities Financial services inc.
Jeffrey has a bachelor's degree in accounting and an MBA in financial planning. He's been a financial security advisor with a major Canadian insurer for more than seven years. His clients appreciate being clear in their explanations and following up. Jeffrey is very thorough when it comes to optimizing a strategy. He's well versed in tax matters.
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Équipe de conseillers principaux en fiscalité,
Languages: French, English
Collaborators | Wealth Management
Jérôme Dostie-Bourgault
A lawyer by trade for over 10 years, Jérôme specialized in international taxation with a global professional services firm. He quickly turned his attention to individuals facing challenges abroad—particularly in the United States—whether in business or not.
Mathieu Pelletier
Mathieu has a master's degree in taxation and has been working as a tax specialist since 2016 after many years as a financial planner at Desjardins. As a tax specialist, Mathieu has helped business owners with every aspect of their business journey, from the earliest stages to the end of their career, including the sale or transfer of their business.
Stéphane Thibault
Stéphane is a chartered professional accountant with a master's degree in tax law. Over the last 15 years, he's gained solid expertise in Canadian and Quebec taxation. He developed in-depth knowledge of tax rules for individuals and businesses, as well as investment, savings and retirement vehicles.
Location
Desjardins Securities at Sainte-Foy
Place de la Cité - Tour Cominar
2640, boulevard Laurier, Suite 1400
Sainte-Foy (Québec)
G1V 5C2
418-650-6350 Toll-free : 1-800-361-6006Fax : 418-650-5159
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